Reasons someone would hire Valuation Consulting GroupTo a lot of people, an appraisal just looks like another cost on the break-sheet for a home purchase or refinance. Even though there are a budding number of automated home valuation processes that may seem more economical than an appraisal, the majority of lenders still call in a local expert because the stakes are very high. But is getting a mortgage the only basis for getting an appraisal? Are there more times when the services of a certified, independent real estate professional could come in handy? You bet.
Appeal your tax assessment in Pinellas CountyIf you live in an area where the value of property has declined, it's possible you're paying too much in property taxes. An appraisal from Valuation Consulting Group is your best evidence when building your case. At Valuation Consulting Group,we can assist you in disputing your tax assessment.
Valuation Consulting Group can help you do away with PMI to lower your mortgage paymentWhen the amount being loaned to the home owner is more than 80% of the actual value of the real estate, almost all lenders ask home buyers to take out an extra insurance plan. That policy is Private Mortgage Insurance, or PMI. Very often, this additional payment is folded into the monthly mortgage payment and is quickly forgotten. This is bad because PMI isn't necessary when the remaining balance of the loan - whether through market appreciation or principal pay down - falls below the 80% mark. In fact, the Homeowners Protection Act (HPA) of 1998 was implemented by the United States Congress requiring lenders to eliminate the PMI installments when the balance is paid down to 78% of the original value.
Valuation Consulting Group can give you a statement regarding the value of your home, and the cost of the home valuation can usually be regained in just a few months because you'll no longer be paying the PMI.
Settling a divorce with less stressA divorce can be an especially traumatic ordeal for both parties, and it is often more complicated by the strenuous decision of who maintains the property. It's a good idea to order an appraisal from Valuation Consulting Group so both parties are entirely aware of the true market value of their home, regardless of the situation.
The parties will have a clearer picture of what price to set, if they need to sell the home. And on the flip side, if a "buyout" is the chosen option, both parties will feel like they've received a fair evaluation.
Trustworthy estate liquidationThe loss of a loved one is a difficult time in life, and settling an estate from a death, or probate, often calls for an appraisal to establish Market Value for the real estate involved. We ensure the highest degree of discretion, as we're bound with confidentiality by the ethics provision within the Uniform Standards of Professional Appraisal Practice (USPAP).
Most Americans do not have dedicated estate planners or executors to manage these matters, unlike wealthy individuals. And seeing that a home or other property often makes up an unequal share of the total estate value, knowing the certain value of the real estate at hand is of essential importance to ensuring disputing parties leave knowing they've gotten a fair deal.
Valuation Consulting Group can help you with relocating to or from Pinellas CountyMoving due to a job change can be a more than just an inconvenience. We know where you're coming from! That being said, we take great care in establishing an accommodating appointment time for the appraisal inspection. We encourage relocating employees to provide remarks on the positive aspects of their property, along with information about any current sales or listings in their neighborhood that they want considered during our detailed process.
Sell your home quickly at the right price with an appraisal from Valuation Consulting GroupA professional appraisal will help you make a more informed decision when determining your asking price, whether you choose to sell your home on your own or use the assistance of a real estate agent. Separate from a real estate agent, an appraiser has no vested interest in what amount the house sells for. Our fees are derived from our efforts to finish the appraisal report and and aren't related to the sales price.
On a daily basis, we examine the difference in value things like an additional bathroom or a kitchen remodel can make. Seeking a professional appraisal is a reliable way to decide what improvements will add value and what an appropriate sales price is for your home - so you don't come up short or have your house on the market an unnecessarily long time - because we're experts in knowing how long properties stay on the market.
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